PPI Claims Made Simple

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Claiming back your PPI has never been more simple!

It is not unusual for people to put off claiming back their PPI. They are often under the impression that the process can be time consuming and confusing. While it’s true many of the legal aspects to claiming back PPI can be very complicated, that’s where we step in. We Reclaim help you to claim back your PPI in a way that is made simple.
We at “We Reclaim” through working closely with the major banks and other lending institutions have arrangements in place where we can find out if customers have ever had payment protection insurance on any of their loan, credit card, hire purchase or mortgage accounts.
The list includes but is not restricted to:
BARCLAYS & barclaycard & firstplus.
HSBC & HFC, Beneficial & EPF(Endeavour).
LLOYDS GROUP & Lloyds, TSB, Halifax, Bank of Scotland, black horse, Sainsburys, AA & C&G.
ROYAL BANK OF SCOTLAND & Nat West, Ulster Bank & Tescos.
MBNA
MARKS & SPENCERS
CAPITAL ONE
It’s our aim to take away the stress and aggravation of pursuing the claim yourself.

If you have any more questions about claiming back your PPI, or are interested in starting your reclaim journey with us, contact a member of our team today.

Are you fed up with nuisance calls or texts?

We are too & that’s why we don’t make them!

We don’t think you should wonder “if ” or if anyone should ask: “were you mis-sold ppi”

Our experience has taught us, most people don’t even know they had a policy or policies in the first place……..

Is that why you have haven’t done anything about it yet or do you think it never happened to you?…..

Does the following sound familiar:……

  • ” they wouldn’t have just included it “,
  • ” the sales advisor was so nice “,
  • ” they told me we needed it to get the loan “,
  • ” I was self employed and I didn’t know I probably wouldn’t be fully covered”

The list goes on…….

So think on and ask yourself…….

“ what loans, credit cards or mortgages have I had? ”

Still got some doubts – read on

Some facts:

An estimated £50 billion worth of policies were sold – YES that’s right a staggering 50 BILLION POUNDS!!!!!!

7.5 million polices were taken out every year, £13.3 billion pounds paid out in compensation so far or even the £20.3 billion set a side seem some what small!!

The “Fat Cat” bankers don’t seem to have a problem taking their millions in bonuses so what’s stopping you attempting to claim anything you could be entitled to (it obviously won’t be millions but could be thousands) – Please don’t let them get away with it, claim it yourself or ask We Reclaim.

We offer a No Win – No Fee service!*

If you do ask us to take care of your claim, we’re really proud of our service and are confident you won’t be disappointed with the service we provide. We’re a family run business you’ll therefore never be just a number to us! It’s our aim to take away the stress, aggravation and time of pursuing the claim yourself.

Don’t take our word for it, see comments made by some of our existing customers, who have kindly taken the time to join The Review Centre & comment on their experience with us:  ………..

We are the only company to have 5 star reviews, we think that speaks for itself….

Don’t worry if you don’t have any paperwork, loan or credit card numbers, we’ll attempt to get the details– just give us the name of the financial organisation you’ve had credit with – past or present i.e Lloyds, Barclays, MBNA etc and we’ll do the rest….(of course if you have kept any paperwork please send us copies).

No False Promises, No False Statistics, No Loopholes!

Simply using legal regulations set up to protect you and your rights

Please don’t  miss out or delay any longer – the Banks keep pushing for a deadline…. read the latest –http://uk.news.yahoo.com/banks-secret-talks-revive-ppi-deadline-083829277.html#ihD4d6b

We think it’s just another attempt to get out of owning up and paying up!!  Pretty shocking (but not surprising) considering problems about ppi were first raised as early as 1995 – yet the banks ploughed on, making huge profits.

One of the most widespread underlying causes were the staff incentives (and even threats of demotion) to sell these huge money making products. The many raised concerns seemed to be ignored, even “A Super Complaint in September 2005 (http://www.oft.gov.uk/OFTwork/markets-work/super-complaints/insurance#.UtPL1GzuOUl)” seemed to do little to change the Banks attitude.

 The banks even took their own regulator The FSA (now FCA) and The Financial Ombudsman Service to the high court to challenge (in our opinion: to “wriggle out” of) the validity of the mis-selling claims. Thankfully in April 2011 they lost – “The court confirmed the FSA has the power to require firms to pay compensation for breaches of its high-level principles, not just specific rules,”

Have they really learned their lessons? It has to be questioned given the very recent – December 2013, very hefty FCA fine in excess of £28 Million to Lloyds TSB Bank plc and Bank of Scotland plc, both part of Lloyds Banking Group (LBG), for serious failings in their controls over sales incentive schemes. The failings affected branches of Lloyds TSB, Bank of Scotland and Halifax (which is part of Bank of Scotland).

The FCA’s investigation focused on advised sales of investment products (such as share ISAs) and protection products (such as critical illness or income protection) between 1 January 2010 and 31 March 2012. The incentive schemes led to a serious risk that sales staff  were put under pressure to hit targets to get a bonus or avoid being demoted, rather than focus on what consumers may need or want.

We think this continues to show that the bank still put profit before their customer’s need & wants – simply staggering given all that has taken place.

Payment Protection Insurance Full Claim Pack (ZIP File)

You can download our entire PPI reclaim pack by clicking on the link below:-